Plan It! (financial software) (evaluation)
by Carol Holzberg

Do you worry that Social Security won't be enough after retirement? If so, take a look at Plan It!. This software adviser helps you plan for financial security in your golden years. Plant It! provides a clear picture of what you must save now and how much your yearly retirement withdrawals can be, in order to preserve your retirement spending power.

Plan It! also offers investment strategies for insurance and college planning. The insurance module calculates the value of your current policy and analyzes your life insurance needs and benefits. The college module suggests three financial options to safeguard a sufficient nest egg for your children's college education.

Each of Plan It!'s three modules calculates how much you need to save in order to attain your economic goals. Dollar projections depend upon financial data that you enter (that is, your income needs, age, interest earnings, and the annual inflation rate). You can print reports concerning "what if" scenarios, keep track of your investments with the software's portfolio management system, and use the financial calculator to determine loan payments. The program's menu-driven interface and context-sensitive online help simplify operation. If you feel like a financial ostrich, Plan It! pulls your head out of the sand and plants your feet squarely on the path to a secure retirement.